Subprime Loans in Disguise: Home Equity Investments

Subprime Loans in Disguise:
Home Equity Investments

June 16, 2026
3:00 - 4:30 PM ET

Featuring Guest Presenters

Judith Fox, Professor Emeritus University of Notre Dame School of Law	Andrew Pizor, Senior Attorney National Consumer Law Center

Join fellow advocates from around the state to hear from Judith Fox, professor emeritus of University of Notre Dame School of Law, and Andrew Pizor, Senior Attorney with the National Consumer Law Center. These experts will lead an informative discussion about home equity investments and the dangers Hoosier homeowners are exposed to as long as this product remains unregulated in our state.

Home equity investments are marketed in a variety of ways, all promising to provide flexibility in tapping home equity without the hassle of monthly payments. They say they serve homeowners by providing flexible, transparent, and fair home equity options that provide financial relief and freedom, without the burden of traditional debt.

Behind the sleek websites, however, are complex contracts that commit homeowners to signing away large portions of their home equity. While home equity investment providers promote the absence of monthly payments and cumbersome assessments, they also skirt a number of key protections for consumers like basic disclosures and evaluation of the homeowner's ability to pay what the contract requires of them. This enables HEI providers to target homeowners with distressed credit and/or low incomes and strip their single greatest asset - their home - of its value to them and their families.

This webinar is presented by Prosperity Indiana in partnership with the Hoosier Housing Needs Coalition and the Indiana Assets & Opportunity Network, made possible by the generous support of the Consumer Federation of America. 

Generously supported by